Managing your finances often means moving money between your own accounts, and Chase makes this process straightforward whether you are shifting funds between checking and savings or paying down a credit card balance. Understanding the available options helps you choose the method that fits your timeline, security preferences, and device habits.
Log In to Chase.com or the Chase Mobile App
The fastest way to get started is by signing in through chase.com on a desktop browser or opening the official Chase Mobile app on your phone. Secure your session with your username, password, and any multifactor authentication prompts, then locate the accounts section to see your balances and account numbers at a glance.
Navigate to the Transfer Tools
Once you are signed in, look for the transfers or move money option, typically found in the main dashboard or under the accounts tab. Here you can choose between internal transfers within Chase and external transfers to accounts outside Chase, and the interface will guide you through selecting the source and destination accounts.
Transfer Between Chase Accounts Online
Performing an internal transfer is generally instant or completed within a few business days, depending on the timing of your request and the specific accounts involved. You can move money from your checking to your savings, from a Chase business account to your personal checking, or to pay down a Chase loan, with clear confirmation screens showing the amounts and dates before you finalize the transaction.
Transfer Type Typical Speed Fees
Transfer Type
Typical Speed
Fees
Internal Chase to Chase Same day to next business day No fee
Internal Chase to Chase
Same day to next business day
No fee
External to another bank 1–3 business days No fee for most transfers
External to another bank
1–3 business days
No fee for most transfers
Set Up Scheduled or Recurring Transfers
If you are regularly moving money to build savings, pay bills, or manage cash flow, Chase lets you schedule transfers on a weekly, monthly, or custom calendar. These recurring transfers reduce the chance of missed payments and help you maintain steady account balances without remembering to log in each time.
Use Chase QuickPay with Zelle
Chase integrates with Zelle through Chase QuickPay, allowing you to send money to friends, family, or other U.S. bank account holders using just an email address or phone number. While this is convenient for peer-to-peer payments, remember that it is not designed to move money between your own Chase accounts, where internal transfers are the better option.
Security and Verification Steps
Chase employs encryption, fraud monitoring, and optional alerts to keep your transfers safe, and you may be asked to confirm transactions with a one-time code or biometric verification. Setting up transfer limits and reviewing your transaction history regularly add extra layers of control, especially if you manage multiple accounts or share device access.
